Devotees gathered at Gurudwara for Guru Gobind Singh Jayanti Prakash Parv celebrations

Why Banks Closed on Saturday Today Dec 27: Unexpected Guru Gobind Singh Jayanti State-Wise Holiday List

Why banks closed on Saturday today, December 27, 2025? Many customers are surprised to find bank branches shut across India, creating an unexpected long weekend. The main reason is the Reserve Bank of India’s (RBI) fourth Saturday holiday rule, which applies nationwide. Adding to this, Guru Gobind Singh Jayanti—the Prakash Parv of the tenth Sikh Guru—brings additional public holidays in multiple states, honoring cultural and religious traditions while providing staff rest.

This overlap often catches people off-guard, but digital banking ensures essential services continue without interruption.

 

RBI Official Rules & Verified Sources

The RBI mandates closures on the second and fourth Saturdays every month, plus all Sundays, under the Negotiable Instruments Act. This policy, introduced in 2015 via banking union agreements, balances employee welfare with service continuity.

Today, as the fourth Saturday, all banks close nationwide. Guru Gobind Singh Jayanti adds regional holidays in states like Punjab and Haryana. These details are sourced from official RBI calendars and state notifications. For the most current info, visit rbi.org.in.

Cross-verified with reports from Economic Times and government portals for accuracy.

Why Banks Closed on Saturday Today: Detailed Breakdown

Why banks closed on Saturday everywhere today? RBI’s fourth Saturday rule is the nationwide trigger. In key states, Guru Gobind Singh Jayanti extends the holiday, enabling full participation in religious events like prayers and Nagar Kirtans.

Modern digital tools keep banking accessible: UPI for instant payments, net banking for transfers, mobile apps for everything from deposits to loans, and widespread ATMs for cash needs.

State-Wise Bank Closures Today (December 27, 2025):

• Nationwide: Closed due to RBI fourth Saturday rule.
• Punjab: Extended closure for Guru Gobind Singh Jayanti gazetted holiday.
• Haryana: Closed in most areas (gazetted/restricted holiday).
• Himachal Pradesh: Full public holiday observed.
• Uttar Pradesh & Uttarakhand: State-declared holiday; banks shut.
• Bihar: District-level closures in key regions.
• Chandigarh & parts of Delhi/Rajasthan: Local restrictions likely—verify with your branch.

Always confirm via Economic Times Bank Holidays. Advance planning turns potential inconvenience into seamless experience.

 

Frequently Asked Questions

Q: Why banks closed on Saturday monthly?
A: RBI’s 2015 policy declares second and fourth Saturdays as holidays for better staff work-life balance.

Q: Why banks closed on Saturday today in particular?
A: Fourth Saturday rule nationwide, plus Guru Gobind Singh Jayanti in select states.

Q: Are digital services impacted?
A: No—UPI, NEFT, IMPS, online banking, and ATMs work seamlessly.

Q: Which states face extra closures today?
A: Punjab, Haryana, Himachal Pradesh, Uttar Pradesh, Uttarakhand, and parts of Bihar primarily.

Q: How to prepare for future Saturday closures?
A: Rely on apps for transactions and monitor RBI calendars.

Key Takeaways & Planning Tips

Why banks closed on Saturday today highlights India’s thoughtful blend of policy and culture. RBI rules ensure regular rest, while festival observances add meaningful pauses—supported by digital banking for uninterrupted access.

Embrace online tools not just for holidays but daily convenience. They save time, reduce queues, and offer 24/7 flexibility in our fast-paced world.

Disclaimer: Details based on RBI and state guidelines current as of December 27, 2025. Confirm with your branch or official sources for absolute accuracy. This is general information, not financial advice.

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